How it works

Buckets with purpose

To make members pension savings work as hard as possible we ask them to split them into three buckets. Members are given projections all the way through and can change the amounts in each bucket and nothing is set in stone.

Easy for members to use

Plan their income

It’s simple for members to make withdrawals or change how much they receive.

Everything in one place

At a glance, members can check their retirement savings and how long their income could last.

Manage their money

Easily move their money between their income and savings buckets.

Income buckets

Two different income buckets to meet members changing needs in retirement

Saving bucket

Life is unpredictable – members can use this for one-off withdrawals.